Tennison and Associates, Inc.

EDUCATION: At the time we present retirement and estate planning recommendations, we'll explain everything you need to know about the various investments and their alternatives. We'll explain why we recommended the investments we did and how they fit into your overall plan. We'll also explain any risks or potential problems so you'll know exactly what to expect from your portfolio.

NEEDS ASSESSMENT / GOAL SETTING: In a private, one-on-one meeting either in our office or in your home, we discuss your current investment needs and goals for the future. If you are not sure what your investment needs are... don't worry. We know the right questions to ask to help you formulate an investment plan that will work for you.

IMPLEMENTATION: We'll handle all the details associated with implementiong your investment program, including setting up your account, entering orders, verifying confirmation statements and help you understand statements and other documents you receive in the mail. With your permission we will work directly wit your accountant and provide any information that will help your CPA during tax time.

ONGOING MONITORING: We will oversee your account on a continuous basis and alert you to any portfolio changes that may be necessary as a result of movements in the markets or revisions in your investment goals. We will also take care of all the administrative functions required to maintain your account and keep you advised as to the status of your portfilio.